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It’s the same here in New Jersey, or at least the city I’m in. Recently a fire inspector came by the condo building I was living in & failed ~ 60% of the units because they still had the old style replaceable battery smoke detectors. Apparently going forward we are/were supposed to be using sealed battery smoke detectors & replace them entirely every ~10 years when they stop working.
EDIT: Not sure if that’s OP’s problem unless their alarm company is so cheap that they keep giving OP really old detectors to replace with.
No, not since high school / moving out of the house. I did live in the house for a few years after high school while commuting to a local college and working part-time (full-time during the summer), that certainly helped me get on my own feet even if it wasn’t specifically financial.
My parents weren’t particularly wealthy. At one point they had even declared bankruptcy so I didn’t try too hard to get any school loans through them let alone anything else regarding money.