The housing insurance market completely collapses in various parts of America.
Of all the horrible things on your list this is the worst. If people can’t get insurance they can’t get a mortgage. People can’t buy a house without a mortgage. Housing prices will collapse. And do you know who’s going to buy them for pennies on the dollar? Corporations, private equity, and billionaires. The economy will do a repeat the 2008 mortgage crisis, millions in the middle class will find themselves poor, many will be homeless.
It’s also the one most likely to happen because it’s already started.




If someone asks you a question your answer is always “no.”
“Do you know the time?” “No”
“Do you want a free bottle of designer perfume?” “No”
“Can I ask you a question?” “No”
“Do you want to help starving children?” “No”
“My name is James, what’s your name?” “No”
There’s no upside to interacting with people on the street. Don’t be polite because they’ll use it against you.