Some best buy stores have demos in the US where you can try it out for a bit. I honestly find the social aspects to be the most interesting part of VR (and I’m not a people person). A 10 minute demo isn’t probably going to completely sell you on VR but they can answer questions etc.
Bitwarden has a 2FA recovery code possible so you could use a unlabeled hard copy of the code. It cycles after every use so it would get you one recovery and doesn’t use SMS so it’s immune to SMS shenanigans.