I’m in love with Moira Quirk’s voice, great suggestion.

I’m the same way. I take like a quarter hit and I’m alright. The whole puff? Gone for hours.

I was coming to post the same. Those fucking clickers were so stupid and overpriced, all so my biochem professor could poll the class AND grade everyone on their results. Results to questions about material that was JUST taught in the same lesson. Good thing everyone benefits equally from lecture, right? Fuck that guy.

That’s pretty much what they did anyhow, just with way more steps.

Have you installed it on an NES yet? Because that kinda happened: https://www.tomshardware.com/software/linux/you-can-sort-of-run-linux-on-an-nes-demo-shows-a-unix-like-os-running-completely-on-the-nes

Holy shit. I get it! That’s a great explanation and I really appreciate your taking the time to type it all out. I’m glad we don’t have Lemmy medallions to award but, if we did, I’d give you one. I now see how a 100% reserve requirement, i.e., all deposits completely backed in cash, would entirely change banking.

The only thing that feels weird to me is the virtual money the bank creates doesn’t seem go away once it’s paid back. For example, if a mini bank only had $1000 and lent $900 with a 10% reserve, they’d end up with $1900 once the loan is repaid (ignoring interest). Or does the $900 they lent create a -$900 for the bank that is cancelled through repayment?

I’ve been thinking about it and it still doesn’t make sense. I’m a scientist, not an economist, so it’s wildly out of my wheelhouse. Would you mind pointing me in the right direction?

Here’s where I’m hung up. Let’s assume a 10% fractional reserve and, for the sake of simplicity, just one bank and a dramatically simplified deposit/loan scenario, just to minimize the number of hypothetical people and transactions.

Person A deposits $1000. Bank lends $900 to person A which is sent to Person B.

Person B deposits $900. Bank lends $810 to person B which is sent to Person C.

Person C deposits $810. Bank lends $729 to person C which is sent to Person D.

Person D deposits $729. Bank lends $656 to person D which is sent to Person E.

Let’s stop there. So we have one initial deposit of $1000, which has resulted in an additional $2,493 in deposits ($3,493 in total) and $3,095 in loans. The bank is now receiving payments, plus interest, on over 3x the amount of actual money it was actually given. To me, it seems like the bank is figuratively “printing money” and gaining interest on it. Nothing I’ve read on fractional reserve lending has suggested this is incorrect.

Halp!

I learned to pick locks in my youth. I absolutely have picked my way into places and things to fuck with friends and family, but I always tell them. At some point.

One of my favorites was getting into my friend’s garden shed and turning everything upside down, then a few weeks later rearranging everything so it was a mirror image of how it was previously.

I’m always surprised how few people know about this. The banks are literally gaining interest on money they never had. It should be illegal.

I’m sorry, but yes. She couldn’t resist my encyclopedic knowledge of self-hosted streaming options.

All spouses can be taught to use Plex or Jellyfin. It just takes the right approach and some determination. Mine is now sailing the high seas with the finest of us.

Does it look purple to you too?

Little Grandpa story time:

Ponies are generally nicer than horses, but I was raised believing ponies were angry, vicious little assholes. My father was bucked off of a pony in his twenties, causing him to break a rib and paralyze half of his diaphragm. Being the actual asshole in this story, he never stopped to think that maybe he was too heavy and too drunk for a pony, so he spread pony hate throughout his life. I want angry ponies as I dislike my father and on a primal level think they’d keep me safe from people like him, like two pissy, grass eating charms to protect against narcissists.

But how else will they get a bigger house? Nicer, larger yacht? More private jets?

Like, I kinda understand the “more more more!” mentality. As my income has gone up over the years, there’s always something more my monkey brain tells me I should want. A nicer, more comfortable car. A new video card. Two angry ponies. You know how it is. I tell it to shut up because I have more than enough already.

I’m not a sociopath, though, so at no point has my monkey brain told me to enslave others so I can have nicer stuff.

What’s your favorite process?

I just respond with a hearty “yeeearghhhh!” and continue the conversation. The coworkers that know get it, the rest think I’m a lunatic.

I’m so sorry. I’ve been in a similar situation and I know how it just makes you feel gutted. I’m glad you’re free of someone like that, though.

Agreed. The only time I was suspended was because I filed a charge back for an incomplete, buggy game that was sold as finished. It took so long to even get running that I was just over the refund time limit and they refused to make an exception. There was some verbiage about being banned if I continued to do charge backs. I just stopped using Steam.

That’s what we did. We were told the negative criteria were frequent driving, night driving, and all the driving BS you’d expect - hard stops, fast corners, etc. The company used a phone app, so we only installed it on my phone, had it disabled most of the time, and enabled it once or twice a week for a painfully slow drive to the grocery store just around the corner.

We had an amazing score which resulted in… No discount! We actually paid more. We got some bullshit low percentage off which was simultaneously offset by a mid-year rate increase. They claimed they had to reevaluate our rates any time they added a discount. Total bullshit.

Here’s my setup. We own a 65" LG G3 and I often game on it. We sit about 4 meters away. I’m a PC gamer and run a 3080. For what it’s worth, I have 20/10 vision (although the trade-off is I’m a bit far sighted).

While I can see a difference between 1080p and 4k, it’s pretty minimal for both 3D and 2D, to the point where I have to be looking for it. When I’m playing a game, it’s not really noticeable at all. It’s a bit more noticeable up close but I never have cause to sit just a meter away. This has all been confirmed by my wife and multiple friends and family members who have checked out our setup prior to buying a new television or done the same comparison themselves.

We even did a fun experiment (I’m a scientist so I love experiments). We ran the same game in 4k or 1080p with otherwise identical graphics settings, but with the resolution chosen at random by someone else, and tried to discern the resolution at our normal sitting distance while playing the game as we normally would. The results were equivalent to choosing randomly.

Lastly, a friend was all for buying an 8k television prior to my 1080p/4k demonstration. They now have the even larger 77" version of my television and, at about 5 meters away, the difference is still pretty minimal.

So I happily game at 1080p with the settings cranked up.