• 0 Posts
  • 36 Comments
Joined 1 year ago
cake
Cake day: June 21st, 2023

help-circle






  • Underwater means that I owe more on the car than it’s worth. I bought it at $52K with a 15K downpayment, and at this point I owe $33K on it. Carvana estimates it’s worth $30K, so if I totaled it tomorrow, my insurance company would give me $30K, but then I’d be on the hook for the other $3,000. So gap insurance takes care of that. In fact, my gap policy says that if I total a car two years old or newer, they’ll pay it off and get me a brand new one as a replacement, and if it’s older than two years, they’ll get me one a year newer.

    So I’m paying $8/month for the peace of mind that I don’t have to worry about out owing money in the case of a crash.

    Obviously when I bought the car, I wasn’t expecting Tesla to drop the price so much and crater the used market




  • My battery health has gotten awful recently too. I’ve got a series 5, so yes it’s 4 years old, but I genuinely only get about 12 hours of battery life these days. I went through and uninstalled every single app I don’t use, but it’s still awful.

    Love everything else about it though, so I set a slickdeals alert to hopefully pick up a cheaper series 8 sometime between now and when the series 9 launches








  • I’ve already seen number 1 happen. I’ve had a completely unacceptable amount of non-nsfw tagged porn hit my front page being posted to various Lemmy.world communities, all by shitjustworks users. I’m getting pretty close to abandoning the platform myself because I don’t need that shit coming up on my phone when I’m just trying to browse

    Edit: that said, I’m not going back to Reddit. I’ll just abandon this type of site altogether and spend more meaningful time with my family and read more books